FINANCE EXPLAINED

How Our Finance Works

Transparent, simple, and designed to put you in the driving seat.

How It Works

1

Check your affordability with our calculator or search for a vehicle in our Showroom

2

Complete a quick application form

3

One of our sales teams will then be in touch to go through the full application

4

Proposal gets submitted to our lending panel. Approval returned within minutes in most cases. Our sales team will call back go to over the finance terms.

5

Documents are sent out to you to sign

6

Finance paid out and the vehicle is yours to drive away!

Eligibility

  • Aged 18 or over
  • UK resident for at least 3 years
  • Hold a valid UK driving licence
  • Employed, self-employed, or retired with regular income

FAQs

No. We use a soft credit search which doesn't impact your credit score. A hard search only happens if you choose to proceed with an offer.

We work with a panel of FCA-regulated lenders offering Hire Purchase (HP), Personal Contract Purchase (PCP), and Conditional Sale agreements.

Most applications receive a decision within minutes. In some cases, it may take up to 24 hours.

Yes, you can settle early at any time. You may save on interest by doing so. Contact your lender for a settlement figure.

We consider all credit histories. While rates may vary, we aim to find options for everyone. Apply to see what's available to you.

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